Excel Money Management Template [Free Download]

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The success of corporate finance and personal finance affairs significantly depends on efficient and effective money management. From the available options, you can use Microsoft Excel for money management purposes as it provides individual and corporate financial managers with essential features and tools.

In this Excel article, we will share some money management templates in Excel (free downloadable) through which you can gain better control over your financial health. It will offer a convenient and efficient way to track and organize financial information.

Excel Money Management Template - Overview

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We have developed those templates for closely monitoring transaction records, income, expenses, savings, and investments, and a budget preview.

Download the Excel Money Management Template

Click on the button below to download the money management template in Excel for free. Our simple template will provide you with a financial overview, actual and budgeted income and expense categorization, debts, and savings plans.
Download Excel Money Management Template

For: Excel 2007 or later
License: Private Use

You can use this template for personal money management purposes, and also, you may customize it for corporate purposes. These money management templates in Excel are very useful for efficient money management and better planning, monitoring, and control of financial matters.

What is Money Management?

In the corporate finance domain, money management is a broad and generalized term and it is used for all the services and solutions across the entire investment and corporate finance industry. You will find that this term is frequently referred to as the activities of budgeting, saving, investing, and spending. Also, it is sometimes used to define the supervision task of fund users and financial managers.

Excel Money Management Template

Excel Money Management Template

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Using Microsoft Excel to develop a money management template is a convenient and time-saving option for an individual or any corporate organization. Whatever amount your income is, understanding how to effectively manage your finances in Excel is essential.

Common Features of Excel Money Management Template

At the first point, a typical money management template in Excel should have a system of recording transactions. Next, the template should separate sections for monitoring income and tracking expense patterns, planning and strategizing savings and investments and keeping track of expenses.
However, you should keep in mind that the utmost objective of the Excel money management template is to enhance or maximize wealth.
Now, besides a basic money management template in Excel, we will explore some widely used money management templates, like a transaction record template, income and expense tracker template, etc. The templates are included in other sheets of the above free downloadable Excel money management template.

Transaction Record Template

Here, we are presenting a simple transaction record template in Excel (provided in the downloadable Excel file). The template is incorporated in a separate sheet on the above downloadable template. You can customize this template according to your preferences.

Transaction Record Template

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You will see that the above template includes columns for the date, description, post reference, debit and credit amounts their totals. At the top, some spaces (on the left) are reserved to put your company information, and on the right a quick balance of your fund. You can add more columns or rows as necessary.

Income and Expense Tracker Template

With the above money management template in Excel, we shared a simple income and expense tracker template. The income and expense tracker template has columns for date, selection of income or expense, payment types (cash or credit), and amounts.
Income & Expense Tracker Template

Add more columns or rows if you think necessary. So, the above template is customizable for extending rows, adjusting formatting, or including additional calculations as per your personal or corporate preferences.


So, to conclude this article, we presented a basic and generalized free downloadable money management template in Excel with two widely used templates; transaction record template and income-expense tracker template. These are the powerful tools you should use to track and organize your financial information. It helps in budgeting, tracking income and expenses, managing debts, and planning savings and investments. Feel free to use these money management templates in your dataset and reach out to us in the comments section.

Excel Money Management Template: Knowledge Hub

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Abdullah Al Masud
Abdullah Al Masud

Abdullah Al Masud, holding BBA and MBA degrees from the Department of Accounting & Information Systems at the University of Dhaka, joined the ExcelDemy team. Masud focuses on developing and reviewing accounting and finance-related content. Additionally, he has created automated systems in Excel to streamline accounting and finance tasks. He has reviewed nearly five articles proactively, implementing various updates to enhance their quality and relevance. Masud's contributions reflect his dedication to optimizing processes and ensuring the excellence of... Read Full Bio

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